K-12 Educational Buildings
CTA helped fund a new school facility for Liza Jackson Preparatory. The school had operated out of an old Walmart building for 20 years.
Assisted Living Facilities
Stuart Lodge: An assisted living facility in Stuart, Florida
Hotel & Convention Facilities Promoting Tourism
Million Air Tallahassee is a full service private aviation center and Chevron FBO in an elegant, state-of-the-art facility.
Assisted Living Facilities
Omega Communities’ first assisted living and memory care community is under construction in Florida. Groundbreaking on a second site is expected this year.

The Capital Trust Agency:
Helping worthwhile community projects get the funding they need.

Capital Trust Agency, Gulf Breeze Financial Services, and Capital Trust Agency Community Development Entity have been acting as efficient conduits to access affordable capital for qualified projects since 1985.

How the Funding Process Works

Throughout the process, CTA staff and counsel are on weekly calls with project team working through complicated decisions.

Preloader
  • Start

    Borrower/Banker/Developer approaches CTA regarding project.

  • Decision

    CTA Staff makes preliminary decision on the feasibility of the project and public purpose.

  • Submission

    Borrower submits and application to CTA

  • CTA Board Review

    CTA reviews the application and conducts financial analyses on submitted audits, source and use and proforma materials and adopts and inducement resolution

  • TERFA Hearing

    The TEFRA (Tax Equity Fiscal Responsibility Act) Hearing takes place in Gulf Breeze.

  • City Approval

    The City of Gulf Breeze and Town of Century each adopt resolutions and an amendment to the Interlocal Agreement approving the project and finding it meets public purpose

  • Site Visit

    Visit to the project takes place

  • Final Award

    CTA Staff submits final award resolution to the CTA Board

  • Marketing Period

    Bonds are marketed and sold to potential investors

  • Finish

    Bonds issued.

What We Fund

The Capital Trust Agency (CTA) was created to address the needs of many communities across the United States for responsive and innovative financing of projects that provide a public benefit, and which qualify under the Internal Revenue Service rules for tax-exempt financing.

Many of these projects have been for the construction of public K-12 schools and other educational facilities, improving access to educational opportunities for thousands of children.

CTA has also helped construct affordable housing projects, airport facilities, hotel and convention developments that help promote tourism and a variety of healthcare projects.

Capital Trust Agency

Since its formation in 1999, CTA has financed nearly $3 billion in projects that qualify for tax-exempt financing under the rules of the Internal Revenue Service.

CTA’s success in closing financing starts with an openness to consider a variety of qualified projects. We work with many nationally recognized investment banking and legal firms that approach the CTA with worthwhile uses of tax-exempt bond proceeds.

Qualified tax-exempt financing through CTA has benefitted many communities through such projects as new charter schools, increasing access and opportunities for thousands of children, converting blighted housing projects into desirable, safe residences for low-income families and building facilities for after-school care programs for families. In addition, CTA has helped to remove some of the stigma associated with low-income housing. With over 48 properties, CTA has financed 10,377 units of affordable housing, providing homes for tens of thousands of people.

Capital Trust Agency Community Development Entity

Capital Trust Agency Community Development Entity (CTA CDE) was formed in 2007 and was certified by the US Treasury as a Community Development Entity.

Recent Projects/News

impact on our communities

$ 0 B
Nearly $4 billion raised for community projects since 1999
$ 0 M
a year to city budgets, which reduces tax burden on citizens
999
Units of affordable housing in 48 properties
20000
Approximate number of students benefitting from new educational facilities

MEETING NOTICES

Notices of Public Meetings

The Capital Trust Agency will meet at 9:00AM on February 8, 2024 at 315 Fairpoint Dr., Gulf Breeze, FL 32561

The Capital Trust Agency will meet at 9:00AM on February 22, 2024 at 315 Fairpoint Dr., Gulf Breeze, FL 32561

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